Starting a business means making countless decisions, and choosing your payment processor is one of the most important ones that often gets overlooked until the last minute. Here are the five key factors every small business should consider.


1. Understanding Your True Costs

Don’t just look at the advertised rate. Payment processing involves several fees that can add up quickly:

💳 Transaction Fees

Percentage rate plus fixed amount per transaction (e.g., 2.9% + $0.30)